As older Americans live longer than previous generations, the probability of their becoming disabled and requiring long-term care (LTC) services at some point in their lifetime may increase. At the same time, disability among the current cohorts of working-age Americans, who will soon be the future elderly, has been increasing over the past few decades. This book provides an overview of LTC and an explanation of the nations complex financing system of public and private payers and also describes some of the major challenges facing Congress as it contemplates LTD reform and whether and how to include LTC in health reform legislation.
Preface; Long-Term Care (LTC):: Financing Overview & Issues for Congress; Factors Affecting the Demand for Long-Term Care Insurance:: Issues for Congress; Community Living Assistance Services & Supports (CLASS) Provisions in the Patient Protection & Affordable Care Act (PPACA); Older Americans Act:: Long-Term Care Ombudsman Program; Family Caregiving to the Older Population:: Background, Federal Programs, & Issues for Congress; Medicaid Coverage for Long-Term Care:: Eligibility, Asset Transfers, & Estate Recovery; Long-Term Care Insurance:: Oversight of Rate Setting & Claims Settlement Practices; Index.
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